4 Ways to Get Discounts on Your Auto Policy and Save Big

The world of auto insurance is diverse and full of options. While this can be a great thing, it can also be a bit confusing. But finding discounts and saving on car insurance doesn’t have to be like looking for a needle in a haystack. Here are four ways you can save on your auto-policy this year.

Bundle Your Policies
Multi-policy discounts are one of the biggest ways to save on insurance. If you have renters’ or homeowners’ insurance through a particular company, they may offer discounted auto insurance when you bundle your policies. It might be worth considering switching all your policies to one provider.

Be a Safe Driver
While what constitutes safe driving varies by insurer, it generally means that you have avoided at-fault accidents and reckless driving tickets (like speeding) and have no DUIs or DWIs. Safe driving discounts can build up over time and sometimes save you as much as 45%.

Keep your Credit Clean
Credit affects many things these days, including your insurance rates. This may seem disconnected, but research says that stable credit holders have fewer accidents. An insurance carrier will often reward good credit with a lower premium.

Don’t Wait to Renew
Some companies will offer an early-signing discount. Instead of waiting for your policy to expire and then renewing it, do it sooner. This is a good idea anyways, as even going one day without car insurance is risky. Lastly, see if your insurer offers a discount for paying your policy in full. Many companies will take a percentage off the premium if you pay up-front.