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When you run a commercial business in Florida, you’ve probably heard that general liability insurance is a must. This type of insurance protects your assets by paying for certain obligations on behalf of your company. For instance, if an employee or customer slips and falls on your premises, then general liability insurance will pay for: [...]
Florida is a great state for year-round boating activities, but the regular activity raises your risk of accidents and injuries. In 2015, boaters reported 438 injuries associated with recreational boating. If you own a watercraft and plan to head out to the intercostal waterways, lakes, or the coast anytime soon, remember these tips for staying [...]
The Basics When buying insurance for your home, it is important to have a full understanding of what home insurance entails. Every insurance company is different, so it’s important to ask each company specific questions. In general, however, here is a breakdown of what is and what is not covered by most insurance companies. What [...]
Most of our customers know a few things that can affect auto insurance rates, such as serious or frequent accidents. At Corkhill Insurance, we want you to know both the common reasons for insurance rate increases as well as some surprising factors that can affect auto insurance rates. The more you know, the more time [...]
Unlike owning a car, it is possible to legally own a home without carrying homeowner’s insurance. If the property is mortgaged, however, lenders will require that the home is insured. This requirement is included in the loan agreement in order to protect the lender’s investment. Once you are mortgage free, the decision to purchase homeowner’s [...]
With new technology enabling insurers to verify the garaging location of your vehicle, it is very important for auto policy holders to understand the meaning of the term “garaging address” and how it affects them. What is Your Garaging Address? Insurers define your garaging address as the primary location where your car will be kept. [...]
Spring is here, and with it comes that liberating feeling of cleaning and organizing things in your home. After you’ve cleaned the cobwebs out of the corners and dusted your home, don’t forget to have a look at your important documents you have in your safe, or safe-deposit box at the bank. Ask yourself, which [...]
It’s just a drizzle or a light thunderstorm, how dangerous can the rain really be? The answer: more than you might think. In even a light rain you’re likely to experience greatly reduced visibility, reduced traction, and increased difficulty in handling your car both normally and in emergency situations. What are you supposed to do [...]
Riding a motorcycle is one of the most exhilarating experiences you can have on the road, and the warm, sunny weather in Florida is perfect for riding year-around. Whether you use your bike for strictly recreational purposes on the weekends, or as your sole means of transportation to and from work, you need to make [...]
We at Corkhill Insurance are no strangers to scrimping and saving. Living within your means and cutting back on unnecessary spending can provide you with more money for the really important things in your life. There are some things, though, that are far more important in the long run than you’d think. Cutting back on [...]
