As Citizens does its best to reduce the number of policies it has, many policyholders are confused – even resentful – at the methods the state-run insurer is using to lower numbers. The current goal of Citizens is to vastly reduce the number of policies so it can zero-in on its official mandate: to insure [...]

It seems like just yesterday you were leaving your child on their first day of school. Now, they’re grown up. You’ve helped them, guided them, and protected them for nearly two decades. Yet, It’s time for them to go on their own to continue their education. Just because they’re leaving home for school in another [...]

If you’ve ever been through a home remodel – even so much as a bathroom or kitchen upgrade – you know there can be a lot to do. Yes, the result can be rewarding, and it can have a great impact on the resale value of your home. But there are many decisions to be [...]

In the last post, we talked about five things you may not realize you Orlando home insurance covers. In this post, we’ll cover five more. Some are very unlikely in Florida, while some may get your attention. Here they are in no particular order: Animal Bites/Attacks on Your Property Over half of the nearly 5 [...]

We all know, hopefully, that if your home is damaged as the result of a fire, it's covered by your Orlando home insurance policy and that the company who issued the policy will pay the cost to fix the damage to pre-fire condition. However, beyond the obvious, many people aren't absolutely sure what their homeowner's insurance [...]

In a vote of 306-91, Congress managed to get past a major obstacle toward providing flood insurance rate relief to thousands of Florida property owners. The vote is a big step toward relief from a looming increase in flood insurance rates that would be imposed on Florida homeowners who sell their property – a huge [...]

Homeowners in Florida are starting to see the benefits of lower insurance rates thanks to a more competitive market and lower reinsurance rates, according to the top regulator in the state. In the 13-page report from the Office of Insurance Regulation (OIR), findings showed that some large home insurers are beginning to lower rates in [...]

Lawmakers in Florida are hoping to step in and take action after Congress failed to pass legislation that would postpone the National Flood Insurance Program (NFIP) rate increases that are part of the 2012  Biggert-Waters Act. The rates hikes, scheduled to begin January 1, 2014, have come about as the result of subsidies for coastal [...]

Despite a near ten-year lapse since the last hurricane, Floridians are still paying the highest homeowner insurance rates in the United States, according to a national report released this year. The report by The  National Association of Insurance Commissioners shows that the average home insurance premium paid by Florida homeowners is $1,933 per year, which [...]

It’s not something we like to think about – getting in a car accident – but it will happen to a large number of us at least once in our lifetime. The question is – how many of us are prepared for it? Do you know what to  do (and what NOT to do) after [...]