Do I Need Small Business Insurance?

Any small business owner can attest to the fact that running a business comes with substantial risk. If you are just starting up a risk can be detrimental to your business and potentially ruin you. The best way to fight back against such a risk is by investing in insurance for your small business. Take a look at these policies to determine which one is right for you.

• Automobile Insurance – Company vehicles are a risk because they carry personnel along with equipment and products. Automobile insurance policies can also be useful even if you don’t have company vehicles because it can insure employees’ personal vehicles if they use them for work.
• Property Insurance – Best for business owners who also own their building, property insurance covers both your building as well as your business property which can include product inventory, computers, or any other office equipment. This policy also protects against fire, theft, and vandalism.
• General Liability Insurance – Every business faces liability in one form or another and protecting against it is crucial. In the event that you or any of your staff along with your products/services cause either property damage or bodily injury to a third party, general liability will keep you covered.
• Worker’s Compensation – While we follow safety regulations constantly, regrettably, accidents are still bound to happen. In the unfortunate event that a worker should be injured while on the job, worker’s compensation comes in handy to prove them with the proper insurance necessary while protecting you from getting sued by them.

Stay Covered

Running a small business is no easy task, and it may seem like there is a risk at every corner. Despite your best attempts, there are always going to be times when coverage is needed, and at Corkhill Insurance Agency, we seek to help keep you protected. You should never be uninsured, so call us at 407-898-8891 for your free quote today.