What Does General Liability Insurance Cover?

General liability insurance is integral for covering any damage expenses that come from standard business operations. It can protect you from lawsuits against your business and assist in paying legal fees for those pressing charges.

Here are some of the situations in which you will be protected by general liability insurance.

Third Party Injury

General liability insurance can help cover costs if a customer is hurt on your property.

For example, if a customer slips and gets a concussion while in your coffee shop, then they might sue you aiming to receive funds for medical bills.

Incidents like these will be handled by your insurance if you have a general liability policy.

Third Party Property Damage

A customer could also file a lawsuit if their property is damaged by your business. Say that you are a technology repair company fixing a television at a client’s house, when one of your workers spills a drink and shorts the entire system.

With general liability insurance, you will most likely be covered for the legal costs of your employee’s mistake.

Brand Liability

If your product is faulty or causes someone harm, chances are a lawsuit will come your way.

Say your pool cleaning chemicals give your customer burns that result in missed work. They then might sue you, seeking compensation for the days they missed. Your general liability insurance will cover cases like this.

Copyright, Libel, and Slander

You are also protected in the event that you commit any copyright infringements or are charged with libel. This could happen with a background song used in an advertisement, or if a competitor deems your promotions to be slandering their reputation.

These claims and costs would all be covered by general liability insurance.

Central Florida General Liability Insurance

A single lawsuit has the potential to destroy an entire company. To ensure that your business does not fall prey to lawsuits and charges, it is important to have viable protection.

A plan with general liability insurance will help to cover any potential damages that could come your way and keep your company safe.

At Corkhill Insurance, we can help you secure your business and ensure your safety as an enterprise. For a free quote on general liability insurance, call us at 407-898-8891.