Why Is It Important to Get Homeowner’s Insurance?

As a homeowner, you want to be as careful as possible in making sure that you are not putting yourself at significant financial risk. When you take out a homeowner’s insurance policy, you welcome a plethora of benefits to yourself and home. These benefits include:

•    Liability Coverage – No matter how many precautions you take, people can still potentially get hurt on your property. Homeowner’s insurance offers liability policies to provide coverage for anyone who incurs an injury on your property.
•    Coverage Against Your Possessions –Homeowner’s insurance protects against damage or destruction of your belongings in the event of a disaster. It is crucial to keep an inventory of what you own and estimate the value to ensure the correct amount of coverage if you need to file a claim.
•    Necessary for Mortgage – Most mortgage contracts require you to have a homeowner’s insurance policy to secure their financial investment. More often than not if you want to mortgage your home, you don’t even have an option not to carry homeowner’s insurance, so it is crucial to have a policy.
•    Structural Coverage – In the event of severe damage, a homeowner’s insurance policy offers coverage to cover the rebuilding costs after disaster strikes. How much the insurance company will pay for the repairs is dependent on the coverage offered by the policy.
Receive Your Policy Today

Homeowner’s insurance is imperative to have and offers substantial benefits. When you take out a policy, you are ensuring the safety of your belongings, your home, and your loved ones within it. At Corkhill Insurance, we offer homeowner’s insurance and you can receive a free quote by calling us at 407-898-8891.